Legal

Terms of Service

Last updated: 1 June 2025  ·  Effective immediately upon publication.

Please read these Terms carefully. By using smb-topup, you agree to be legally bound by the terms below. These Terms apply to all visitors and users of the Site.

1. Acceptance of Terms

By accessing or using smb-topup (the "Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please discontinue use of the Site immediately. Continued use constitutes your acceptance of any updates to these Terms.

2. The Service

smb-topup is an independent editorial guide providing information, comparisons, and reviews of mobile operators in Singapore and Indonesia. We do not sell mobile plans or top-up credits directly, and we are not affiliated with any carrier unless explicitly stated. All information is provided for informational purposes only.

3. User Accounts

The Site does not currently require account registration to access content. If account features are introduced in the future, you will be responsible for maintaining the confidentiality of your credentials and for all activity under your account. You must provide accurate information when registering.

4. Orders & Payments

smb-topup does not process payments or facilitate purchases directly. Any transactions you make with third-party mobile operators or top-up platforms are governed solely by those parties' terms and pricing. We are not responsible for charges, fees, or disputes arising from third-party transactions.

5. Intellectual Property

All content on this Site — including articles, graphics, logos, and data — is owned by smb-topup or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission. Limited quotation with attribution is permitted for non-commercial purposes.

6. Prohibited Use

You agree not to use the Site for any unlawful purpose, to scrape or systematically download content, to transmit malware or harmful code, or to impersonate smb-topup or its team. Violation of these restrictions may result in immediate suspension of access and legal action where applicable.

7. Disclaimers

The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information about mobile plans, pricing, or coverage. Always verify details directly with the relevant mobile operator before making decisions.

8. Limitation of Liability

To the maximum extent permitted by law, smb-topup and its contributors shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Site or its content. Our total aggregate liability, if any, shall not exceed SGD 100.

9. Termination

We reserve the right to restrict or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms or applicable law. Provisions relating to intellectual property, disclaimers, and limitation of liability survive any termination.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of Singapore, without regard to its conflict-of-law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

11. Contact Us

If you have questions about these Terms of Service, please contact us at [email protected] or write to: smb-topup, 10 Anson Road, #10-01, Singapore 079903. We aim to respond to all enquiries within 5 business days.

smb-topup reserves the right to update these Terms at any time. Material changes will be announced on the Site. Your continued use after changes are posted constitutes acceptance of the revised Terms.
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